{"id":4722,"date":"2025-09-17T07:07:38","date_gmt":"2025-09-17T04:07:38","guid":{"rendered":"http:\/\/147.182.243.37\/kosgeb-supports-grants-loans-and-programs-for-turkish-smes-and-startups\/"},"modified":"2025-09-17T07:07:38","modified_gmt":"2025-09-17T04:07:38","slug":"kosgeb-supports-grants-loans-and-programs-for-turkish-smes-and-startups","status":"publish","type":"post","link":"https:\/\/istanbul-ist-international-airport.com\/ko\/blog\/kosgeb-supports-grants-loans-and-programs-for-turkish-smes-and-startups\/","title":{"rendered":"KOSGEB Supports \u2013 Grants, Loans, and Programs for Turkish SMEs and Startups"},"content":{"rendered":"

<\/p>\n

\uc9c0\uae08 \ubc14\ub85c KOSGEB \ubcf4\uc870\uae08\uc744 \uc2e0\uccad\ud558\uc5ec \uadc0\uc0ac\uc758 \uc131\uc7a5\uc744 \uac00\uc18d\ud654\ud558\uc2ed\uc2dc\uc624.<\/strong> KOSGEB\ub294 \ud130\ud0a4 \uc911\uc18c\uae30\uc5c5 \ubc0f \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \uc704\ud574 \uace0\uc548\ub41c \ubcf4\uc870\uae08, \ub300\ucd9c \ubc0f \uad6c\uc870\ud654\ub41c \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \ub9de\ucda4\ud615 \uc790\uae08\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc804\uad6d\uc801\uc778 \uc2dc\uc2a4\ud15c\uc740 \ub2e4\uc591\ud55c \ubd80\ubb38\uc744 \uc5f0\uacb0\ud558\uc5ec \uc804\ubb38\uc801\uc778 \uc13c\ud130<\/strong> \uadf8\ub9ac\uace0 \ud68c\uc758\uc2e4<\/strong>, \ub85c\uceec\uc744 \ud1b5\ud574 \ub9ac\uc18c\uc2a4\uc5d0 \ube60\ub974\uac8c \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. organizations<\/strong>. \ubcf8 \uac00\uc774\ub4dc\ub294 \uc9c0\uc6d0 \ud655\ubcf4\ub97c \uc704\ud55c \uc2e4\uc9c8\uc801\uc778 \ub2e8\uacc4\ub97c \uc124\uba85\ud569\ub2c8\ub2e4. \uc81c\uc870<\/em>, entry<\/em> \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5\uc73c\ub85c, \ud655\uc7a5 \uac00\ub2a5\ud558\uace0 \uc0dd\uc0b0<\/em>.<\/p>\n

\uc801\ud569\ud55c \ud504\ub85c\uadf8\ub7a8 \uc2dd\ubcc4: \ubcf4\uc870\uae08 \ub300\uc0c1 \uc5f0\uad6c<\/em>, \uac1c\ubc1c \ubc0f \ud6c8\ub828<\/em> \ubc14\uc6b0\ucc98, \uadf8\ub9ac\uace0 certificate<\/em> \ube44\uc6a9 \uc0c1\uc2b9 \uc694\uc778 \uc0dd\uc0b0<\/em> \uadf8\ub9ac\uace0 \uc81c\uc870<\/em> \uae30\ub2a5. \ud504\ub85c\uadf8\ub7a8\uc740 \ub2e4\uc74c\uc744 \ub2e4\ub8f9\ub2c8\ub2e4. \uc81c\ud488<\/strong> \uac1c\ubc1c, \ud504\ub85c\uc138\uc2a4 \uac1c\uc120, \uc218\ucd9c \uc900\ube44 \ub4f1\uc785\ub2c8\ub2e4. \uc790\uaca9 \uc694\uac74\uc740 \uc885\uc885 \ub2e4\uc74c \uc0ac\ud56d\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc5d4\ud130\ud504\ub77c\uc774\uc988<\/strong> \ud06c\uae30, \ubd84\uc57c<\/strong>, \uadf8\ub9ac\uace0 \ud504\ub85c\uc81d\ud2b8 \uc601\ud5a5\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc0c8\ub85c\uc6b4 \uc81c\ud488 \ub77c\uc778\uc744 \ucd94\uad6c\ud558\ub294 \uc81c\uc870 \ud68c\uc0ac\ub294 \uc7a5\ube44, \uad50\uc721 \ub4f1\uc5d0 \ub300\ud55c \ube44\uc6a9 \ubd84\ub2f4\uc744 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. certificate<\/em> \ube44\uc6a9\uc774 \uc18c\uc694\ub429\ub2c8\ub2e4. \ud574\ub2f9 \uad6d\uac00\uc758 \ud504\ub85c\uadf8\ub7a8\uc740 \uba85\ud655\ud788 \uc815\uc758\ub41c \uacc4\ud68d, \uc774\uc815\ud45c \ubc0f \uad50\uc721 \ubaa8\ub4c8 \uc644\ub8cc \uc778\uc99d\uc11c\ub97c \uc694\uad6c\ud569\ub2c8\ub2e4.<\/p>\n

\ud328\ud0a4\uc9c0 \uc900\ube44: \uc9c0\ub3c4 \ubd84\uc57c<\/strong> \uc815\ubd80 \ubaa9\ud45c\uc5d0 \ubd80\ud569\ud558\uace0, \uc11c\ub958\ub97c \uc218\uc9d1\ud558\uace0, \ub2e4\uc74c\uacfc\uc758 \ubbf8\ud305\uc744 \uc9c4\ud589\ud569\ub2c8\ub2e4. \ud68c\uc758\uc2e4<\/strong> \ub610\ub294 \ubd80\ubb38 \ud611\ud68c. \uc77c\ubc18\uc801\uc778 \uc2e0\uccad \uc808\ucc28\uc5d0\ub294 \uacf5\uc2dd\uc801\uc778 \uc9c4\uc785 \ub178\ud2b8, \uc0ac\uc5c5 \uacc4\ud68d, \uc7ac\ubb34 \uc608\uce21 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc5f0\uad6c<\/em> R&D \uacc4\ud68d. \ud65c\uc6a9 \ud6c8\ub828<\/em> \ud300\uc758 \uc5ed\ub7c9 \uac15\ud654\ub97c \uc704\ud574, \ub2e4\uc74c\uc744 \ud65c\uc6a9\ud574 \ubcf4\uc138\uc694. \uc13c\ud130<\/strong> \uc720\ud6a8\uc131 \ud655\uc778\uc744 \uc704\ud574; \uc870\uc5b8\uc744 \uad6c\ud558\ub2e4 organizations<\/strong> \uc911\uc18c\uae30\uc5c5\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc2b9\uc778 \ud6c4, \ud504\ub85c\uadf8\ub7a8 \ud558\uc5d0 \uc788\ub294 \uc8fc\uc694 \ub2e8\uacc4\ub97c \ucd94\uc801\ud558\uc5ec \uc801\uc2dc\uc5d0 \uc790\uae08\uc744 \uc9c0\uae09\ud558\uace0 \uc815\ud655\ud558\uac8c \ubcf4\uace0\ud558\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4. \uc0dd\uc0b0<\/em> \uc9c0\ud45c \ubc0f \uc77c\uc790\ub9ac \ucc3d\ucd9c.<\/p>\n

\uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\uae30 \uc704\ud55c \uc2e4\uc6a9\uc801\uc778 \ud301: \uba85\ud655\ud558\uac8c \uc2dc\uc791\ud558\uc138\uc694. entry<\/em> \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5\uc73c\ub85c \ud655\uc7a5\ud560 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0, \ub2f9\uc2e0\uc758 \uc81c\ud488<\/strong> \uadf8\ub9ac\uace0 \uc0dd\uc0b0<\/em> \ub85c\ub4dc\ub9f5\uc744 \uc791\uc131\ud558\uace0 \uc608\uc0c1 \uacb0\uacfc\ubb3c\uc744 \ubb38\uc11c\ud654\ud558\uc2ed\uc2dc\uc624. \ud2b9\uc815 \ubd84\uc57c\uc5d0\uc11c \uc6b4\uc601\ud558\ub294 \uacbd\uc6b0 \uad00\ub828 \uae30\uad00\uc5d0 \uc9c0\uc815\uc744 \uc694\uccad\ud558\uc2ed\uc2dc\uc624. \uc13c\ud130<\/strong> or \ud68c\uc758\uc2e4<\/strong> \uc139\ud130 \ud380\ub4dc\uc5d0 \uc811\uadfc\ud558\ub824\uba74 \uac15\ub825\ud55c \uc5f0\uad6c<\/em> \uadf8\ub9ac\uace0 \uc0dd\uc0b0<\/em> \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\uace0 \uacf5\uae09\uc5c5\uccb4 \ubc0f \uace0\uac1d \ub808\ud37c\ub7f0\uc2a4\ub97c \ucca8\ubd80\ud558\uc5ec \uc785\uc99d\ud558\uc2ed\uc2dc\uc624. \ud6c8\ub828<\/em> \uacb0\uacfc. \ubb38\uc11c \uc900\uc218\ub97c \uc720\uc9c0\ud558\uace0 \ub2e4\uc74c\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4. certificate<\/strong> \uc7ac\ubb34 \ubcf4\uace0\uc11c\ub97c \ud1b5\ud574 \uc785\uc9c0\ub97c \uac15\ud654\ud558\uc2ed\uc2dc\uc624. organizations<\/strong> \uadf8\ub9ac\uace0 \uc815\ubd80 \uae30\uad00<\/strong>.<\/p>\n

KOSGEB \ubcf4\uc870\uae08 \uc790\uaca9 \uae30\uc900 \ubc0f \ud544\uc694 \uc11c\ub958<\/h2>\n

\ud604\uc7ac \uacf5\ubaa8 \uae30\uac04\uc758 \uccab \ub2ec \ub0b4\uc5d0 \ud544\uc218 \uc11c\ub958\ub97c \ubaa8\ub450 \ucca8\ubd80\ud558\uc5ec \uc644\ubcbd\ud55c \uc2e0\uccad\uc11c\ub97c \uc81c\ucd9c\ud558\uc2ed\uc2dc\uc624. \uac04\uacb0\ud55c \uc81c\uc548\uc11c\ub294 \ubcf4\uc870\uae08\uc758 \ubaa9\uc801, \ud65c\ub3d9 \uacc4\ud68d, \uadf8\ub9ac\uace0 \uc790\uae08\uc774 \uadc0\uc0ac\uc758 \uc911\uc18c\uae30\uc5c5\uc758 \uc0dd\uc0b0\uc131, \uc81c\ud488 \ud488\uc9c8 \ub610\ub294 \uc2dc\uc7a5 \uc811\uadfc\uc131\uc744 \uc5b4\ub5bb\uac8c \ud5a5\uc0c1\ud558\ub294\uc9c0 \uac15\uc870\ud574\uc57c \ud569\ub2c8\ub2e4. \uc2ec\uc0ac \uc8fc\uae30\ub97c \ub2e8\ucd95\ud558\uae30 \uc704\ud574 \uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d\uacfc \uc8fc\uc694 \ud300\uc6d0\uc758 \uc774\ub825\uc11c\ub97c \ucca8\ubd80\ud558\uc2ed\uc2dc\uc624. \uc5f0\uad6c \uacc4\ud68d\uc740 \uadc0\uc0ac\uc758 \ubd84\uc57c, \uc2dc\uc7a5 \ubc0f \ud611\ub825 \uae30\uad00, \uc13c\ud130 \ub610\ub294 \uc870\uc9c1\uacfc \uc77c\uce58\uc2dc\ucf1c\uc57c \ud558\uba70, \ud504\ub85c\uc81d\ud2b8 \uae30\uac04\uacfc \uc5f0\ub3c4\uac00 \ud504\ub85c\uadf8\ub7a8 \uc77c\uc815\uc5d0 \ub9de\ub294\uc9c0 \ud655\uc778\ud558\uc2ed\uc2dc\uc624.<\/p>\n

\uc790\uaca9 \uc694\uac74<\/h3>\n

\uc9c0\uc6d0 \uc790\uaca9\uc774 \uc788\ub294 \uc2e0\uccad\uc790\ub294 \ucd5c\uc18c 1\ub144 \uc774\uc0c1 \uc6b4\uc601\ub418\uc5c8\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ubcf4\uc720\ud55c \ud130\ud0a4 \ub0b4 \ub4f1\ub85d\ub41c \uc911\uc18c\uae30\uc5c5\uc785\ub2c8\ub2e4. \ud504\ub85c\uc81d\ud2b8\ub294 \uacbd\uc7c1\ub825 \ud5a5\uc0c1\uc744 \uc704\ud55c \uba85\ud655\ud55c \ubaa9\uc801\uc744 \uac00\uc9c0\uace0 \uc788\uc5b4\uc57c \ud558\uba70, \ud604\uc2e4\uc801\uc778 \uc608\uc0b0 \ubc0f \uc608\uc0c1 \uacb0\uacfc\ub97c \ubcf4\uc5ec\uc8fc\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc5f0\uad6c\uc18c, \uc13c\ud130 \ub610\ub294 \uc5f0\uad6c \uae30\uad00\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc740 \uad8c\uc7a5\ub418\uc9c0\ub9cc, \uc2e0\uccad\uc790\uac00 \uc8fc\ub3c4\uad8c\uc744 \uac00\uc9c0\uace0 \ucc38\uc5ec \uae30\uad00 \ubc0f \uc2dc\uc7a5\uacfc\uc758 \uc2e4\ud604 \uac00\ub2a5\ud55c \ud611\ub825\uc774 \uc788\uc74c\uc744 \ud504\ub85c\uadf8\ub7a8\uc5d0\uc11c \uc785\uc99d\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\ubb38\uc11c\ud654 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/h3>\n\n\n\n\n\n\n\n\n
\uc694\uad6c \uc0ac\ud56d<\/th>\n\ubaa9\ud45c<\/th>\nDocuments<\/th>\nTimeline<\/th>\n<\/tr>\n
\ubc95\uc801 \uc9c0\uc704 \ubc0f \ub4f1\ub85d<\/td>\n\uc911\uc18c\uae30\uc5c5 \ud655\uc778 \ubc0f \uae30\uc5c5 \uc0c1\uc138 \uc815\ubcf4<\/td>\n\uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d, \ub0a9\uc138 \uc99d\uba85\uc11c, \ud68c\uc0ac \uc815\uad00<\/td>\n\uc81c\ucd9c \uc2dc, \uc751\ubaa8 \uae30\uac04<\/td>\n<\/tr>\n
\ud504\ub85c\uc81d\ud2b8 \uc81c\uc548 \ubc0f \ud65c\ub3d9 \uacc4\ud68d<\/td>\n\ubaa9\ud45c \uc815\uc758, \uc811\uadfc \ubc29\uc2dd, \ubc0f \uc774\uc815\ud45c<\/td>\n\uc0c1\uc138 \uc81c\uc548\uc11c, \ud65c\ub3d9 \uc77c\uc815, \uc8fc\uc694 \ub2e8\uacc4\ubcc4 \ubaa9\ud45c<\/td>\n1~3\uac1c\uc6d4<\/td>\n<\/tr>\n
\uc608\uc0b0 \ubc0f \uc7ac\ubb34\uc81c\ud45c<\/td>\n\uc7ac\uc815\uc801 \uc0dd\uc874 \uac00\ub2a5\uc131 \ubc0f \uc9c0\uc18d \uac00\ub2a5\uc131 \ud3c9\uac00<\/td>\n\uc138\ubd80 \uc608\uc0b0, \ucd5c\uc2e0 \uc5f0\ucc28 \ubcf4\uace0\uc11c, \ud604\uae08 \ud750\ub984<\/td>\n\uc81c\ucd9c \uc2dc<\/td>\n<\/tr>\n
\ud300 \uc790\uaca9 \uc694\uac74<\/td>\n\ud574\ub2f9 \ud65c\ub3d9\uc5d0 \ub300\ud55c \uc804\ubb38\uc131\uc744 \ubcf4\uc5ec\uc8fc\uc138\uc694.<\/td>\n\ud504\ub85c\uc81d\ud2b8 \ucc45\uc784\uc790 \ubc0f \uc8fc\uc694 \uc778\ub825\uc758 \uc774\ub825\uc11c, \uc5ed\ud560, \uad00\ub828 \uc5f0\uad6c<\/td>\n\uc81c\ucd9c \uc2dc<\/td>\n<\/tr>\n
\ud30c\ud2b8\ub108\uc2ed \ubc0f \ud611\uc5c5<\/td>\n\uc13c\ud130 \ubc0f \uc5f0\uad6c\uc18c\ub97c \ud1b5\ud574 \ud0c0\ub2f9\uc131\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.<\/td>\n\uae30\uad00, \uc13c\ud130 \ub610\ub294 \ub2e8\uccb4\uc758 \ud611\ub825 \uc11c\ud55c<\/td>\n\uc751\ubaa8 \uae30\uac04 \ub0b4\uc5d0<\/td>\n<\/tr>\n
\uc2dc\uc7a5 \ubc0f \uc601\ud5a5 \ubd84\uc11d<\/td>\n\uc131\uc7a5 \uc7a0\uc7ac\ub825 \ubc0f \uc2dc\uc7a5 \uc9c4\ucd9c \uac00\ub2a5\uc131 \uc81c\uc2dc<\/td>\n\uc2dc\uc7a5 \uc870\uc0ac \ubcf4\uace0\uc11c, \uc9c4\uc785 \uc804\ub7b5, \uc601\ud5a5 \uc608\uce21<\/td>\n2\u20136\uac1c\uc6d4<\/td>\n<\/tr>\n<\/table>\n

\ubcf4\uc870\uae08 \uc2e0\uccad \uc808\ucc28: \uc77c\uc815 \ubc0f \ub2e8\uacc4\ubcc4 \uac00\uc774\ub4dc<\/h2>\n

\uba85\ud655\ud55c \ud504\ub85c\uc81d\ud2b8 \uc694\uc57d\uacfc \ub354\ubd88\uc5b4 \ubaa9\uc801, \uc2dc\uc7a5\uc5d0 \ubbf8\uce60 \uc608\uc0c1 \uc601\ud5a5, \uadf8\ub9ac\uace0 \uc81c\ud488 \ub610\ub294 \ubc1c\uba85\ud488\uc774 \ubcf4\uc870\uae08 \ubaa9\ud45c\uc640 \uc5b4\ub5bb\uac8c \ubd80\ud569\ud558\ub294\uc9c0\ub97c \uba85\uc2dc\ud55c 1\ud398\uc774\uc9c0 \ubd84\ub7c9\uc758 \uc790\ub8cc\ub85c \uc2dc\uc791\ud558\uc2ed\uc2dc\uc624. \uc774 \uc790\ub8cc\ub97c \ud1b5\ud574 \uc804\uccb4 \uc81c\uc548\uc11c\ub97c \ucd94\uc9c4\ud558\uace0 \uc804 \uacfc\uc815\uc5d0\uc11c \uae30\uc5c5\uc758 \uc9d1\uc911\ub825\uc744 \uc720\uc9c0\ud558\uc2ed\uc2dc\uc624.<\/p>\n

\ud0c0\uc784\ub77c\uc778 \ubc0f \uc900\ube44<\/h3>\n
    \n
  1. 0\u20131\uac1c\uc6d4\ucc28: KOSGEB \ud3ec\ud138\uc5d0\uc11c \uc790\uaca9 \uc694\uac74\uc744 \ud655\uc778\ud558\uace0 \ucd5c\uc2e0 \uacf5\uace0\ub97c \uc77d\uc5b4\ubcf4\uc2ed\uc2dc\uc624. \uae30\uc5c5\uac00, \uc5f0\uad6c\uc6d0, \uc7ac\ubb34 \ucc45\uc784\uc790\ub85c \uad6c\uc131\ub41c \uc18c\uaddc\ubaa8 \ud300\uc744 \uad6c\uc131\ud558\uc2ed\uc2dc\uc624.<\/li>\n
  2. 1~2\uac1c\uc6d4 \ucc28: \ud56d\ubaa9 \ucd08\uc548 \uc791\uc131, \uc81c\ud488 \ub610\ub294 \ubc1c\uba85\uc5d0 \ub300\ud55c \uc815\ubcf4 \uc218\uc9d1, \ubaa9\uc801 \ubc0f \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc608\uc0c1 \uc601\ud5a5 \ud655\uc778.<\/li>\n
  3. 2~3\uac1c\uc6d4 \ucc28: \uc7ac\ubb34 \uacc4\ud68d, \ube44\uc6a9 \ubc94\uc8fc (\uc81c\uc870, \uad50\uc721, \uc7a5\ube44) \ubc0f \uc704\ud5d8 \uad00\ub9ac \ub300\uc7a5 \uc900\ube44.<\/li>\n
  4. 3\uac1c\uc6d4 \ucc28: \uc11c\ub958 \ucde8\ud569 (\uc0ac\uc5c5\uc790 \ub4f1\ub85d\uc99d, \uc7ac\ubb34\uc81c\ud45c, \ub77c\uc774\uc120\uc2a4, \ud2b9\ud5c8 \ub610\ub294 \ubc1c\uba85, \uc7ac\ub2e8 \ucd94\ucc9c\uc11c).<\/li>\n
  5. 3~4\uac1c\uc6d4 \ucc28: \uc804\uccb4 \uc81c\uc548\uc11c \ucde8\ud569, \uc9c1\uc6d0 \ubc0f \uae30\uc5c5\uac00\ub97c \uc704\ud55c \uad50\uc721 \uc694\uc18c \uac1c\uc694 \uc791\uc131, \ud504\ub85c\uc81d\ud2b8 \uc8fc\uc694 \ub2e8\uacc4 \uad6c\uc0c1.<\/li>\n
  6. \ub9c8\uac10\uc77c: \ub9c8\uac10 \uc2dc\uac04 \uc804\uc5d0 \ud3ec\ud138\uc744 \ud1b5\ud574 \ubaa8\ub4e0 \uc9c0\uc6d0\uc11c\ub97c \uc81c\ucd9c\ud558\uace0 \ud655\uc778\uc11c\ub97c \uc800\uc7a5\ud558\uc2ed\uc2dc\uc624.<\/li>\n<\/ol>\n

    \ub2e8\uacc4\ubcc4 \uac00\uc774\ub4dc<\/h3>\n
      \n
    1. \uadc0\ud558\uc758 \uc77c\ubc18\uc801\uc778 \ubaa9\uc801 \ubc0f \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc5d0 \ubd80\ud569\ud558\ub294 \ubcf4\uc870\uae08 \uacf5\ubaa8\ub97c \uc2dd\ubcc4\ud558\uace0, \ud574\ub2f9 \ubd84\uc57c \ubc0f \uac1c\ubc1c \ub2e8\uacc4\uc5d0 \ub300\ud55c \uc790\uaca9 \uae30\uc900\uc744 \ud655\uc778\ud558\uc2ed\uc2dc\uc624.<\/li>\n
    2. \ubaa9\uc801, \uc81c\ud488 \ub77c\uc778\uc5d0 \ubbf8\uce58\ub294 \uc608\uc0c1 \uc601\ud5a5 \ubc0f \uae30\uc5c5 \uc131\uc7a5 \uacc4\ud68d\uacfc\uc758 \uc5f0\uacc4\uc131\uc744 \uba85\uc2dc\ud558\ub294 \uac04\uacb0\ud55c 1\ud398\uc774\uc9c0 \ubd84\ub7c9\uc758 \ud56d\ubaa9\uc744 \uc900\ube44\ud558\uc2ed\uc2dc\uc624.<\/li>\n
    3. \uae30\uc220\uc801 \uc811\uadfc \ubc29\uc2dd, \uae30\ubc18 \uacfc\ud559 \ub610\ub294 \uc5f0\uad6c, \uadf8\ub9ac\uace0 \uc81c\uc870 \ub2e8\uacc4\uac00 \uc2dc\uc7a5 \ud655\uc7a5\uc5d0 \uc5b4\ub5bb\uac8c \uae30\uc5ec\ud558\ub294\uc9c0\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc81c\uc548\uc11c\ub97c \uc791\uc131\ud558\uc2ed\uc2dc\uc624.<\/li>\n
    4. \ud300 \uad50\uc721 \ud504\ub85c\uadf8\ub7a8, \uc7a5\ube44, \ud14c\uc2a4\ud2b8, \uc7a0\uc7ac\uc801 \uc81c\uc870 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \ud3ec\ud568\ud55c \ubaa8\ub4e0 \ube44\uc6a9\uc744 \ud3ec\uad04\ud558\ub294 \uac15\ub825\ud55c \uc608\uc0b0 \ucd08\uc548\uc744 \uc791\uc131\ud558\uc2ed\uc2dc\uc624.<\/li>\n
    5. \uc5f0\uad6c \uacb0\uacfc \ubc0f \uc81c\ud488 \uc900\ube44 \uc0c1\ud0dc\uc640 \uad00\ub828\ub41c \uc8fc\uc694 \uc2dc\uc810 \ubc0f \uba85\ud655\ud55c \uc131\uacf5 \uc9c0\ud45c\ub97c \ud3ec\ud568\ud55c \uc704\ud5d8 \ubc0f \uc644\ud654 \uacc4\ud68d\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.<\/li>\n
    6. \ub2e4\uc74c \uc9c0\uc6d0 \uc11c\ub958\ub97c \uc900\ube44\ud558\uc2ed\uc2dc\uc624: \ub4f1\ub85d \uc99d\uba85\uc11c, \uc7ac\ubb34\uc81c\ud45c, \uc9c0\uc801 \uc7ac\uc0b0 \ud604\ud669, \uc7ac\ub2e8 \ub610\ub294 \ud30c\ud2b8\ub108\uc758 \uc9c0\uc6d0 \uc11c\uc2e0.<\/li>\n
    7. \ubd80\ub85d \uc900\ube44: \uc81c\ud488 \uc2a4\ucf00\uce58, \ud504\ub85c\ud1a0\ud0c0\uc785, \ud14c\uc2a4\ud2b8 \ub370\uc774\ud130 \ubc0f \ud0c0\ub2f9\uc131\uc744 \uc785\uc99d\ud558\ub294 \ubaa8\ub4e0 \uc815\ubcf4.<\/li>\n
    8. \uc2e0\uccad\uc11c\ub294 \uc628\ub77c\uc778\uc73c\ub85c \uc81c\ucd9c\ud558\ub418, \ubaa8\ub4e0 \ud56d\ubaa9\uc744 \ube60\uc9d0\uc5c6\uc774 \uc791\uc131\ud558\uace0 \ucca8\ubd80 \ud30c\uc77c\uc774 \ud06c\uae30 \uc81c\ud55c\uc5d0 \ubd80\ud569\ud558\ub294\uc9c0 \ud655\uc778 \ud6c4 \uc811\uc218 \ud655\uc778\uc744 \ubc1b\uc73c\uc2ed\uc2dc\uc624.<\/li>\n
    9. \ud3ec\ud138\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud558\uc5ec \uc815\ubcf4 \uc694\uccad\uc774 \uc788\ub294\uc9c0 \ud655\uc778\ud558\uace0 \ud560\ub2f9\ub41c \uc2dc\uac04 \ub0b4\uc5d0 \uc751\ub2f5\ud558\uc2ed\uc2dc\uc624. \uc2b9\uc778\ub418\uba74 \uc870\uac74\uc744 \uac80\ud1a0\ud558\uace0 \uacc4\uc57d\uc11c\uc5d0 \uc11c\uba85\ud558\uc2ed\uc2dc\uc624. \ud504\ub85c\uc81d\ud2b8 \uc791\uc5c5\uc744 \uc2dc\uc791\ud558\uc2ed\uc2dc\uc624.<\/li>\n<\/ol>\n

      \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \uc704\ud55c \ubcf4\uc870\uae08 \uc720\ud615: \ubcf4\uc7a5 \ubc94\uc704, \ud55c\ub3c4 \ubc0f \uc790\uae08 \uc0ac\uc6a9<\/h2>\n

      \ud130\ud0a4 \uc0b0\uc5c5 \uc81c\uc870 \ub610\ub294 \uc11c\ube44\uc2a4 \ubd84\uc57c\uc758 \ucd08\uc18c\uaddc\ubaa8 \ud65c\ub3d9\uc5d0 \ub300\ud55c \uc801\uc6a9 \ubc94\uc704\ub97c \uadf9\ub300\ud654\ud558\uace0 \uac1c\ubc1c \uae30\uac04\uc5d0 \ub9de\ub294 \ubaa9\ud45c \ubcf4\uc870\uae08 \uc720\ud615\uc744 \uc2e4\uc6a9\uc801\uc73c\ub85c \uc120\ud0dd\ud558\uc2ed\uc2dc\uc624. \ud574\ub2f9 \uad6d\uac00\uc758 \uae30\uad00 \ubc0f \uc7ac\ub2e8\uc5d0\uc11c \uc815\ubcf4\ub97c \uc218\uc9d1\ud558\uc5ec \uc870\uac74, \uc790\uaca9 \ubc0f \uc2e0\uccad \uae30\uac04\uc744 \ud655\uc778\ud558\uc2ed\uc2dc\uc624. \ud504\ub85c\uadf8\ub7a8 \uc774\ub984, \uc801\uc6a9 \ubc94\uc704, \uc0c1\ud55c\uc561 \ubc0f \ud5c8\uc6a9 \uc6a9\ub3c4\ubcc4\ub85c \uc635\uc158\uc744 \ube44\uad50\ud558\ub294 \uac04\uacb0\ud55c \ud45c\ub97c \uc0ac\uc6a9\ud558\uace0 \uacf5\uac1c \uc2e0\uccad \ubc0f \ub9c8\uac10 \uae30\ud55c \uae30\ub85d\uc744 \ubcf4\uad00\ud558\uc2ed\uc2dc\uc624. \ub300\ud559\uacfc\uc758 \ud611\ub825\uc774 \uacfc\ud559 \uc8fc\ub3c4 \ud504\ub85c\uc81d\ud2b8\uc5d0 \ub300\ud55c \uc790\uaca9\uc744 \uc5b4\ub5bb\uac8c \ud5a5\uc0c1\uc2dc\ud0ac \uc218 \uc788\ub294\uc9c0 \uace0\ub824\ud558\uc2ed\uc2dc\uc624.<\/p>\n

      \ubcf4\uc7a5 \ubc94\uc704 \ubc0f \ud55c\ub3c4<\/h3>\n

      \uc77c\ubc18\uc801\uc73c\ub85c \ud504\ub85c\uadf8\ub7a8\uc740 \uc7a5\ube44, \ud504\ub85c\ud1a0\ud0c0\uc785, \ud14c\uc2a4\ud2b8, \uc778\uc99d, \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubc0f \ud504\ub85c\uc81d\ud2b8\uc640 \uad00\ub828\ub41c \uc9c1\uc811 \ub178\ub3d9\uc5d0 \ub300\ud55c \ubcf4\uc0c1\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc778 \ubcf4\uc0c1 \ubc94\uc704\ub294 \uc801\uaca9 \ube44\uc6a9\uc758 40%~60%\uc774\uba70, \ud504\ub85c\uc81d\ud2b8\ub2f9 \uc0c1\ud55c\uc561\uc740 100,000~1,000,000 TRY\uc785\ub2c8\ub2e4. \ud504\ub85c\uc81d\ud2b8\uac00 \uac15\ub825\ud55c \uacfc\ud559\uc801 \ub610\ub294 \uc0b0\uc5c5\uc801 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc7ac\ub2e8 \ub610\ub294 \ub300\ud559\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc774 \uad00\ub828\ub41c \uacbd\uc6b0 \ub354 \ub192\uc740 \ubcf4\uc0c1\uc774 \uc801\uc6a9\ub418\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc81c\uc870 \ubd84\uc57c\uc5d0\uc11c \ucd08\uc18c\uaddc\ubaa8 \ud65c\ub3d9\uc744 \uacc4\ud68d\ud558\ub294 \uacbd\uc6b0 \ucee8\uc124\ud305\ubfd0\ub9cc \uc544\ub2c8\ub77c \ud558\ub4dc\uc6e8\uc5b4 \ubc0f \ud30c\uc77c\ub7ff \ub77c\uc778\uc744 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc744 \ucc3e\uc544\ubcf4\uc2ed\uc2dc\uc624. \uc81c\ucd9c \uc2dc \ud504\ub85c\uadf8\ub7a8 \uc774\ub984\uc744 \uba85\uc2dc\ud558\uace0 \uba85\uc2dc\ub41c \uc870\uac74\uc744 \ucda9\uc871\ud558\uae30 \uc704\ud574 \ube44\uc6a9\uc744 \uc801\uaca9 \ubc94\uc8fc\uc5d0 \ub9e4\ud551\ud558\uc2ed\uc2dc\uc624. \uc2e0\uccad\uc740 \uc885\uc885 \uc815\ud574\uc9c4 \uae30\uac04 \ub3d9\uc548 \uc5f4\ub824 \uc788\uc73c\uba70, \ud560\ub2f9\ub7c9\uc774 \uc18c\uc9c4\ub418\uba74 \uc77c\ubd80 \ud68c\ucc28\uac00 \uc870\uae30\uc5d0 \ub9c8\uac10\ub429\ub2c8\ub2e4. \uc131\uacf5\uc801\uc778 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc774\uc815\ud45c\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc9c0\ucd9c\uc744 \uc548\ub0b4\ud558\uace0 \uc815\ubcf4\ub97c \ud45c\uc640 \uc77c\uce58\uc2dc\ud0b5\ub2c8\ub2e4.<\/p>\n

      \uc790\uae08 \uc0ac\uc6a9 \ubc0f \uaddc\uc815 \uc900\uc218<\/h3>\n

      \uc77c\ubc18\uc801\uc73c\ub85c \uc9c0\uc6d0 \ub300\uc0c1\uc740 \ud504\ub85c\uc81d\ud2b8\uc640 \uad00\ub828\ub41c \uc7a5\ube44 \uad6c\ub9e4, \uc18c\ud504\ud2b8\uc6e8\uc5b4, \ud14c\uc2a4\ud305, \uc778\uc99d, \uc2dc\ubc94 \uc0dd\uc0b0, \uc9c1\uc6d0 \uad50\uc721 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc9c0\uc6d0 \ubd88\uac00 \ube44\uc6a9\uc5d0\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc77c\ubc18 \ub9c8\ucf00\ud305, \ud504\ub85c\uc81d\ud2b8\uc640 \uad00\ub828 \uc5c6\ub294 \uac04\uc811\ube44, \uc815\uae30 \uc720\uc9c0 \ubcf4\uc218 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc870\ub2ec \uaddc\uce59\uc5d0 \ub530\ub77c \uacbd\uc7c1 \uc785\ucc30 \ubc0f \ud604\uc9c0 \uacf5\uae09\uc5c5\uccb4\uac00 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uaddc\uc815 \uc900\uc218\ub97c \uc785\uc99d\ud558\uace0 \uc790\uae08 \uc9c0\uc6d0 \uae30\uad00\uc758 \uac10\uc0ac\ub97c \uac00\ub2a5\ud558\uac8c \ud558\ub294 \uae30\ub85d\uc744 \ubcf4\uad00\ud558\uc2ed\uc2dc\uc624. \uc9c0\uc6d0\uc744 \ubc1b\ub294 \uacbd\uc6b0 \uc131\uacfc \uae30\uac04 \ubc0f \uc774\uc815\ud45c \ubcf4\uace0\ub97c \ubaa8\ub2c8\ud130\ub9c1\ud558\uc2ed\uc2dc\uc624. \uc774\uc815\ud45c\ub97c \ucda9\uc871\ud558\uc9c0 \ubabb\ud558\uba74 \uc9c0\uc6d0 \ucde8\uc18c \ub610\ub294 \ubcf4\uc870\uae08 \uc885\ub8cc\uac00 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0c1\uc138\ud55c \uc9c0\ucd9c \uacc4\ud68d\uc744 \uc900\ube44\ud558\uace0, \uc790\uae08 \uc9c0\uc6d0 \ud45c\uc640 \uc77c\uce58\ud558\ub294\uc9c0 \ud655\uc778\ud558\uace0, \uacf5\uae09\uc5c5\uccb4 \ubc0f \uc1a1\uc7a5\uc5d0 \ub300\ud55c \uba85\ud655\ud55c \uc815\ubcf4\ub97c \uc720\uc9c0\ud558\uc2ed\uc2dc\uc624. \uc774 \uc811\uadfc \ubc29\uc2dd\uc740 \ucd08\uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790\uc758 \ube60\ub978 \ud655\uc7a5\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uace0 \uc804\uad6d\uc801\uc778 \uc81c\uc870 \ubc0f \uc0b0\uc5c5 \ud65c\ub3d9\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n

      \uc131\uacf5\uc801\uc778 \uad6c\ud604\uc740 \uc815\ud655\ud55c \ubb38\uc11c\ud654\uc640 \uc2dc\uae30\uc801\uc808\ud55c \ubcf4\uace0\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

      KOSGEB \ub300\ucd9c: \uc790\uaca9 \uc694\uac74, \uae08\ub9ac \ubc0f \uc0c1\ud658 \uc870\uac74<\/h2>\n

      \uadc0\uc0ac\uc758 \uad6d\ub0b4 \uae30\uc5c5\uc774 \uae30\ubcf8\uc801\uc778 \uc790\uaca9 \uae30\uc900\uc744 \ucda9\uc871\ud558\uace0 \uc81c\uc870 \ubc0f \uae30\uc220 \ud504\ub85c\uc81d\ud2b8\ub97c \ud655\uc7a5\ud560 \uac15\ub825\ud55c \uacc4\ud68d\uc774 \uc788\ub2e4\uba74 \uc9c0\uae08 \uc2e0\uccad\ud558\uc2ed\uc2dc\uc624. KOSGEB\ub294 \ud504\ub85c\uadf8\ub7a8\ub4e4\uc744 \ud1b5\ud574 \ub300\ucd9c \ubc0f\/\ub610\ub294 \ubcf4\uc870\uae08 \ud615\ud0dc\ub85c \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\ubbc0\ub85c, \uadc0\uc0ac\uc758 \uc131\uc7a5 \uacbd\ub85c\uc5d0 \uac00\uc7a5 \uc801\ud569\ud55c \uc635\uc158\uc5d0 \ub9de\ucdb0 \uc694\uccad\ud558\uc2ed\uc2dc\uc624.<\/p>\n

      Eligibility<\/h3>\n

      \uc790\uaca9\uc744 \uc5bb\uc73c\ub824\uba74 \uc6b4\uc601 \uad6d\uac00\ub294 \ud130\ud0a4\uc5ec\uc57c \ud558\uba70 \uae30\uc5c5\uc740 \ub4f1\ub85d\ub418\uc5b4 \uc788\uace0 \ud65c\uc131\ud654\ub418\uc5b4 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc2e0\uccad\uc11c\uc5d0\ub294 \ud0c0\ub2f9\uc131\uacfc \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc744 \ubcf4\uc5ec\uc8fc\ub294 \ud655\uc2e4\ud55c \uc5f0\uac04 \uacc4\ud68d\uc774 \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uae30\uad00 \ubc0f \uc0c1\uacf5\ud68c\uc758\uc18c \ub124\ud2b8\uc6cc\ud06c\uc5d0\uc11c \ud30c\uc77c \uac80\ud1a0 \uc2dc \uc9c1\uc6d0 \uc218, \ud68c\uc0ac \uc5f0\ub839, \uc774\uc804 \ub300\ucd9c \uc0c1\ud658 \uc5ec\ubd80 \ub4f1\uc744 \uad00\uacc4\uc790\uac00 \uad50\ucc28 \ud655\uc778\ud569\ub2c8\ub2e4. \uac01 \uc81c\uc548\uc11c\uc5d0\ub294 \uc0c1\uc138\ud55c \ud504\ub85c\uc81d\ud2b8 \uc124\uba85, \ube44\uc6a9 \ud14c\uc774\ube14, \uc6d4\ubcc4 \ubc0f \uc8fc\uc694 \ub2e8\uacc4\ub97c \ub2e4\ub8e8\ub294 \ud0c0\uc784\ub77c\uc778\uc774 \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc8fc\uc81c\ubcc4 \ucd08\uc810\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uad6d\ub0b4 \uc81c\uc870\ub97c \uac15\ud654\ud558\ub294 \uacfc\ud559, \uae30\uc220 \ubc0f \ubc1c\uba85 \ubd84\uc57c\uc758 \ud504\ub85c\uc81d\ud2b8\ub294 \ub354 \uac15\ub825\ud55c \uace0\ub824 \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4. \uc720\ud6a8\ud55c \uad50\uc721 \uacc4\ud68d, \uc5f0\uad6c \ub610\ub294 \uc2dc\ubc94 \uc6b4\uc601 \uc99d\uac70, \uc0dd\uc0b0 \uacbd\ub85c\uac00 \uba85\ud655\ud574\uc57c \ud558\uba70 \uc81c\ud488 \ub85c\ub4dc\ub9f5 \ubc0f \uc2dc\uc7a5 \ud3c9\uac00\ub3c4 \ud568\uaed8 \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc870\uac74\uc740 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc \ubaa8\ub4e0 \uc2e0\uccad\uc790\ub294 \uc9c0\uc18d \uac00\ub2a5\ud55c \ud604\uae08 \ud750\ub984, \uc218\uc775\uc131 \uc7a0\uc7ac\ub825, \ubcf4\uace0 \ubc0f \uac10\uc0ac \uc694\uad6c \uc0ac\ud56d \uc900\uc218 \uc758\uc9c0\ub97c \uc785\uc99d\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

      \ub610\ud55c, \uacf5\uac1c \uae30\ub85d\uc0c1 \uae30\uc5c5\uc758 \uc0c1\ud0dc\uac00 \ud3d0\uc1c4\uac00 \uc544\ub2cc\uc9c0 \ud655\uc778\ud558\uace0, \uc9c0\ubc29 \ub2f9\uad6d\uc774 \uac10\uc2dc\ud560 \uc218 \uc788\ub294 \uacc4\ud68d\uc744 \uc81c\uc2dc\ud558\uc2ed\uc2dc\uc624. \uadc0\ud558\uac00 \uc6b4\uc601\ud558\ub294 \uc9c0\uc5ed\uc5d0 \ub530\ub77c \uc790\uaca9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc73c\ubbc0\ub85c, \ud574\ub2f9 \uc9c0\uc5ed\uc758 \uc0c1\uacf5\ud68c\uc758\uc18c \ubc0f \uad00\ub828 \uc5f0\uad6c\uc18c\uc640 \ud611\ub825\ud558\uc5ec \uadc0\ud558\uc758 \ud604\ud669\uc744 \ud655\uc778\ud558\uace0 \ube44\uc6a9 \ubc0f \uc8fc\uc694 \uc2dc\uc810 \ud45c\ub97c \ud3ec\ud568\ud55c \ud544\uc218 \uc11c\ub958\ub97c \uc900\ube44\ud558\uc2ed\uc2dc\uc624. \ubaa8\ub4e0 \uc18c\ud1b5\uc740 \uadf8\ub4e4\uc758 \uc5f0\ub77d\ucc98\uc5d0 \uc758\uc874\ud569\ub2c8\ub2e4. \ud504\ub85c\uadf8\ub7a8, \uc5f0\uad6c\uc18c \ubc0f \uc0c1\uacf5\ud68c\uc758\uc18c \uc804\uccb4\uc5d0\uc11c \uba54\uc2dc\uc9c0\ub97c \uba85\ud655\ud558\uace0 \uc77c\uad00\uc131 \uc788\uac8c \uc720\uc9c0\ud558\uc2ed\uc2dc\uc624.<\/p>\n

      Interest Rates and Repayment Terms<\/h3>\n

      \"Interest<\/p>\n

      Rates are set per program and may be fixed for a defined period, commonly 12, 24, or 36 months, then adjusted based on performance and collateral. The table of terms on the official portal shows the exact rate bands and any reduction for training, inventions, or export potential. Repayment schedules use monthly installments with a typical horizon of 12 to 60 months, depending on project size and risk assessment. Grace periods of several months can be offered for capex-heavy plans; confirm the exact duration in the program guidelines. Collateral requirements vary; many applicants use guarantees via chambers or state-supported institutes to improve approval odds. Prepare a repayment plan that aligns with your production cycles into the product launch year, and ensure your cash flow demonstrates a path to profitability. If you operate in a designated zone, tie the schedule to your domestic sales forecasts and potential research collaborations with science and technology partners.<\/p>\n

      Innovation and R&D Support: Prototyping, Testing, and Certification Programs<\/h2>\n

      Apply now to KOSGEB\u2019s prototyping and testing programs to accelerate your product development and bring domestic innovations to market faster.<\/p>\n

      With these options, enterprises\u2013from microsmall startups to established manufacturers\u2013gain access to advanced facilities, flexible funding, and certification pathways that align with sectors across Turkey and export ambitions.<\/p>\n

        \n
      1. Prototyping support\n
          \n
        • Scope: Rapid prototyping for hardware and software-enabled products across manufacturing, consumer devices, automotive components, and related sectors.<\/li>\n
        • What you receive: access to advanced equipment at operating centers, materials sponsorship, and design reviews to validate concepts quickly.<\/li>\n
        • Who can apply: entrepreneur, enterprise, microsmall or domestic teams that operate legally and are affiliated with foundations or training networks.<\/li>\n
        • How to apply: prepare a concise project brief, technical roadmap, budget, and milestones; submit as part of a formal proposals package via the online applications portal.<\/li>\n
        • Timeline expectations: initial concept alignment in 2\u20134 weeks, followed by full prototyping cycles of 4\u20138 weeks depending on complexity and sector needs.<\/li>\n
        • Practical tip: place an order for prototyping services through your KOSGEB account to reserve equipment time and ensure priority scheduling at centers.<\/li>\n<\/ul>\n<\/li>\n
        • Testing and certification support\n
            \n
          • What it covers: access to domestic laboratories for performance, safety, and interoperability tests; guidance to align with national and international standards; support to obtain a certificate of conformity for your product.<\/li>\n
          • Benefits: reduces risk before mass production, strengthens market readiness, and enhances credibility with customers and partners.<\/li>\n
          • Who benefits: any enterprise pursuing new products or line extensions that require formal test results before market entry.<\/li>\n
          • Process note: document test plans, record results, and attach them to your proposals to streamline approvals and certification steps.<\/li>\n<\/ul>\n<\/li>\n
          • Proposals and applications best practices\n
              \n
            • Focus areas: clearly define problem statements, target sectors, and expected impact on domestic manufacturing and export potential.<\/li>\n
            • Required content: technical objectives, milestones, budget breakdown, risk assessment, and a realistic timeline that demonstrates value for each phase.<\/li>\n
            • Collaboration: show legal establishment and any affiliated partners (universities, foundations, or training centers) to strengthen the proposal.<\/li>\n
            • Submission tips: tailor proposals to specific programs, emphasize scalability, and include a robust training plan for staff involved in operating the prototype and tests.<\/li>\n
            • Outcome goals: aim for a certificate of completion for prototyping stages and progress toward a formal certification plan for the final product.<\/li>\n<\/ul>\n<\/li>\n
            • Collaboration and network options\n
                \n
              • Networks: engage with affiliated universities, research centers, and foundations to access shared facilities and expertise.<\/li>\n
              • Legal and organizational forms: work through established legal entities and establishments to qualify for broader KOSGEB support.<\/li>\n
              • Training and capacity: leverage training centers to upskill the entrepreneur and team, accelerating readiness for manufacturing and certification processes.<\/li>\n
              • Geographic reach: utilize centers across turkey to align with regional strengths in sectors such as manufacturing, automotive, and consumer electronics.<\/li>\n<\/ul>\n<\/li>\n
              • Implementation plan and progression\n
                  \n
                • Roadmap: draft a clear path from concept to prototype to testing, with defined milestones and measurement criteria for each step.<\/li>\n
                • KPIs: track prototype success rate, test pass rates, and the number of certificates issued as you advance through establishment stages.<\/li>\n
                • Scale-up: upon successful prototyping and certification, pursue additional funding or loans to expand production lines or enter new markets in Turkey and abroad.<\/li>\n
                • Monitoring: maintain regular reviews at centers and with affiliated partners to ensure alignment with sector needs and regulatory changes.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

                  Industry Focus Programs: Which Sectors Receive KOSGEB Support<\/h2>\n

                  Target sectors with active Industry Focus Programs and a strong domestic market: machinery and equipment, automotive components, electronics and ICT, food processing, textiles and apparel, furniture, software and IT services, renewable energy technologies, agribusiness, and health tech. Turkish entrepreneurs should start by selecting the line of business that aligns with the program focus and demonstrates real market demand.<\/p>\n

                  These programs are coordinated at the national level through KOSGEB and affiliated organizations, including chambers, unions, and local partners. They use clearly defined program lines and provide general information about eligibility, required documents, and the range of services available to supported ventures. Current calls are published by the national office and updated regularly, so you should check official channels for the latest data.<\/p>\n

                  An entrepreneur should verify eligibility and access the program information and services that support scale and export readiness.<\/p>\n

                  Entrepreneurs should compare sector priorities and select the line that best fits their business model. The number of supported projects varies by sector and year, so targeting a high-potential line increases the chance of a successful outcome and access to financing and advisory services. Each cycle is determined by budget and market needs, with some calls closed to new applicants.<\/p>\n

                  Key Sectors Receiving Support<\/h3>\n

                  \"Key<\/p>\n

                  Machinery and equipment; automotive components; electronics and ICT; food processing and agrifood; textiles and apparel; furniture and wood products; software and IT services; renewable energy technologies; and health tech and medical devices are common focus areas. Turkish SMEs in these sectors can access tailored coaching, grant and loan options, and services through national programs, with the number of affiliated organizations, chambers, and unions coordinating support.<\/p>\n

                  The number of projects supported per sector depends on available budget and evaluation results.<\/p>\n

                  Access and Preparation Tips<\/h3>\n

                  Review program information published by KOSGEB and affiliated organizations, including chambers, industry associations, and unions. Gather a solid business case with the product name, line of business, and clear domestic market demand. Highlight inventions or unique features that differentiate your products in the market, and outline production capabilities, testing plans, and required equipment. Prepare a detailed investment plan, job creation projections, and a timeline aligned with the chosen program line. Engage with chambers and affiliated organizations early to understand eligibility, required documents, and potential partners, and attend information sessions to confirm current calls and any regional variations.<\/p>\n

                  Post-Approval Compliance: Reporting, Audits, and Renewal Opportunities<\/h2>\n

                  Set up a quarterly reporting calendar and a concise pre-submission checklist to ensure compliance and improve outcomes for their projects, with attention to entrepreneurs seeking growth into new markets. For KOSGEB-supported projects, follow program-specific templates and deadlines to align with Turkey\u2019s public-institute requirements.<\/p>\n

                  The purpose of post-approval compliance is to document progress, safeguard public funds, and strengthen the country\u2019s program portfolio across markets. Track milestones, budget utilization, updates on products, and training results; define high-quality metrics such as milestone completion rate, cost per product, and user adoption. Use rapid, clear narratives supported by data files to accelerate exchanges with their program institutes and auditors.<\/p>\n

                  Submit reports into the official portal maintained by public institutes in Turkey, whose name varies by program. Attach high-quality data files (CSV for metrics, PDFs for narratives) and reference thematic studies that tie activities to tangible outcomes. Maintain a single source of truth for each project to streamline reviews and ensure consistency across their documentation.<\/p>\n

                  Reporting Requirements and Best Practices<\/h3>\n

                  Prepare a standardized set of documents for each project: quarterly financials, milestone updates, risk register, procurement receipts, and impact indicators. The portal requires a short executive summary, a budget to actual comparison, and a narrative on how products reach entry into new markets. Keep all entries accurate and traceable, with clear author names and timestamps to enable rapid audits.<\/p>\n

                  Develop a lightweight dashboard that covers the main indicators: progress against plan, burn rate, and any changes to scope or team. This supports quick decisions at the country level and helps institutes monitor several programs at once.<\/p>\n

                  \uac10\uc0ac, \uac80\ud1a0 \ubc0f \uac31\uc2e0 \uae30\ud68c<\/h3>\n

                  \uac10\uc0ac\ub294 \uc704\ud5d8 \uae30\ubc18 \uc77c\uc815\uc5d0 \ub530\ub77c \uc9c4\ud589\ub418\uba70, \uc911\uc694\ud55c \ubcc0\ub3d9 \uc0ac\ud56d\uc774\ub098 \ubd88\ub9cc \uc0ac\ud56d\uc73c\ub85c \uc778\ud574 \uc2dc\uc791\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2b9\uc778 \uc11c\uba85, \uc601\uc218\uc99d, \uc608\uc0b0 \ubcc0\uacbd \uc0ac\ud56d, \uc5c5\ub370\uc774\ud2b8\ub41c \uc608\uce21 \ub4f1 \uc644\uc804\ud55c \uac10\uc0ac \ucd94\uc801\uc744 \uc720\uc9c0\ud558\uc2ed\uc2dc\uc624. \uc9c0\uc5f0\uc744 \ubc29\uc9c0\ud558\ub824\uba74 \ud1b5\uc9c0\uc11c\uc5d0 \uba85\uc2dc\ub41c \uae30\ud55c \ub0b4\uc5d0 \uc694\uccad\uc5d0 \uc751\ub2f5\ud558\uc2ed\uc2dc\uc624. \uaddc\uc815 \uc900\uc218\uc758 \ud6a8\ub825\uc740 \ub370\uc774\ud130 \ubb34\uacb0\uc131 \ubc0f \uc801\uc2dc \uc758\uc0ac \uc18c\ud1b5\uc5d0 \ub2ec\ub824 \uc788\uc73c\ubbc0\ub85c \ud3ec\ud138 \uc0c1\ud0dc\ub97c \ucd5c\uc2e0 \uc0c1\ud0dc\ub85c \uc720\uc9c0\ud558\uace0 \ubaa8\ub4e0 \ubb38\uc11c\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uc2ed\uc2dc\uc624.<\/p>\n

                  \uac31\uc2e0 \uae30\ud68c\ub294 \ud504\ub85c\uadf8\ub7a8 \ubc0f \uad6d\uac00\ubcc4\ub85c \ub2e4\ub974\uba70, \uac31\uc2e0 \uc2e0\uccad\uc740 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub530\ub77c \uc774\ub984\uc774 \ub2e4\ub978 \ud130\ud0a4\uc758 \uacf5\uacf5 \uae30\uad00\uc5d0\uc11c \uad00\ub9ac\ud569\ub2c8\ub2e4. \uc9c4\ud589 \uc911\uc778 \ud65c\ub3d9\uc774 \uc81c\ud488\uc744 \uac1c\uc120\ud558\uace0 \ucd94\uac00 \uc2dc\uc7a5\uc73c\ub85c \ud655\uc7a5\ud558\ub294 \ubc29\ubc95\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uc5c5\ub370\uc774\ud2b8\ub41c \uacc4\ud68d\uc744 \uc900\ube44\ud558\uace0 \uc8fc\uc81c\ubcc4 \uc5f0\uad6c \uacb0\uacfc\uc5d0 \ub300\ud55c \uba85\ud655\ud55c \uc124\uba85\uc744 \ud3ec\ud568\ud558\uc2ed\uc2dc\uc624. \uac31\uc2e0 \ud328\ud0a4\uc9c0\uc5d0\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc694\uc57d, \uc218\uc815\ub41c \uc608\uc0b0 \ubc0f \uc608\uce21, \ud604\uc7ac \uc774\uc815\ud45c, \uad50\ud6c8 \ubc0f \uc704\ud5d8 \ud3c9\uac00\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc81c\ucd9c \ud6c4 60~120\uc77c\uc774 \uc18c\uc694\ub418\ubbc0\ub85c \uc77c\ucc0d \uc81c\ucd9c\ud558\uace0 \uaca9\ucc28\ub97c \uc2e0\uc18d\ud558\uac8c \ud574\uacb0\ud558\uae30 \uc704\ud574 \ud504\ub85c\uadf8\ub7a8 \uad00\ub9ac\uc790\uc640 \uc9c0\uc18d\uc801\uc73c\ub85c \uad50\ub958\ud558\uc2ed\uc2dc\uc624. \ubaa8\ub4e0 \ud56d\ubaa9\uc774 \uba85\uc2dc\ub41c \ubaa9\uc801\uc5d0 \ubd80\ud569\ud558\uace0 \ub2e4\uc74c \ub2e8\uacc4\ub97c \uc704\ud55c \uc601\ud5a5\uacfc \uc9c0\uc18d \uac00\ub2a5\uc131\uc744 \ubcf4\uc5ec\uc8fc\ub294\uc9c0 \ud655\uc778\ud558\uc2ed\uc2dc\uc624.<\/p>","protected":false},"excerpt":{"rendered":"

                  Apply for a KOSGEB grant today to accelerate your enterprise’s growth. KOSGEB offers targeted funding through grants, loans, and structured programs designed for Turkish SMEs and startups. The country-wide system connects sectors with dedicated centers and chambers, enabling fast access to resources through local organizations. This guide outlines practical steps to secure support for manufacturing, […]<\/p>","protected":false},"author":2,"featured_media":4724,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"fifu_image_url":"https:\/\/istanbul-ist-international-airport.com\/wp-content\/images\/kosgeb-supports-grants-loans-and-programs-for-turkish-smes-and-startup.jpg","fifu_image_alt":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-4722","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nKOSGEB Grants Loans and Programs for Turkish SMEs Startups<\/title>\n<meta name=\"description\" content=\"KOSGEB supports Turkish SMEs and startups with grants, loans, and targeted programs; learn eligibility, how to apply, and funding paths for growth and scale.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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