Supporti KOSGEB – Sovvenzioni, prestiti e programmi per PMI e startup turche

Richiedi oggi stesso un finanziamento KOSGEB per accelerare la crescita della tua impresa. KOSGEB offre finanziamenti mirati tramite sovvenzioni, prestiti e programmi strutturati progettati per le PMI e le startup turche. Il sistema nazionale connette i settori con aree dedicate centri and camere, consentendo un accesso rapido alle risorse tramite locale organizzazioni. Questa guida illustra i passaggi pratici per ottenere supporto per produzione, entrata in nuovi mercati e scalabile produzione.

Identificare il programma giusto: sovvenzioni per ricerca, sviluppo e formazione buoni, e certificato costi che aumentano produzione and produzione funzionalità. I programmi comprendono prodotti sviluppo, miglioramento dei processi e preparazione all'esportazione. L'ammissibilità dipende spesso da impresa dimensione, sectors, e impatto del progetto. Ad esempio, le aziende manifatturiere che mirano a nuove linee di prodotti possono richiedere la condivisione dei costi su attrezzature, formazione e certificato I programmi del paese richiedono un piano definito, delle tappe fondamentali e un certificato di completamento per i moduli di formazione.

Prepara il tuo pacco: mappa il tuo sectors e allinearsi agli obiettivi governativi, raccogliere documenti e incontrarsi con camere o associazioni di settore. Il flusso della domanda comprende comunemente una nota di ingresso formale, un business plan, proiezioni finanziarie e ricerca piano per R&S. Usa formazione per aggiornare le competenze del tuo team; interagisci con centri per la convalida; chiedere consiglio a organizzazioni a sostegno delle PMI. Dopo l'approvazione, monitorare le tappe fondamentali del programma per garantire l'erogazione tempestiva dei fondi e la rendicontazione accurata su produzione metriche e creazione di posti di lavoro.

Consigli pratici per soddisfare i requisiti: inizia con un chiaro entrata piano per espanderti in nuovi mercati, definisci il tuo prodotti and produzione roadmap e documentare gli output previsti. Se operi in un settore specifico, richiedi la designazione dagli enti competenti centri or camere per accedere ai fondi settoriali. Costruisci una solida ricerca and produzione piano, allegare referenze di fornitori e clienti e dimostrare formazione risultati. Mantenere la conformità con la documentazione, inclusi certificato e relazioni finanziarie, per rafforzare la tua posizione con organizzazioni e governo istituzioni.

Criteri di ammissibilità e documentazione per le sovvenzioni KOSGEB

Invia una domanda completa entro il primo mese dalla finestra temporale attuale e allega tutti i documenti richiesti. Una proposta concisa deve evidenziare lo scopo della sovvenzione, il piano delle attività e come i fondi miglioreranno la produttività, la qualità del prodotto o l'accesso al mercato per le tue PMI. Includi un certificato di registrazione e i CV dei membri chiave del team per accelerare la revisione durante il ciclo di valutazione. Allinea i piani di ricerca con il tuo settore, i mercati e qualsiasi istituto, centro o organizzazione che collabora e assicurati che il periodo e l'anno del progetto rientrino nella cronologia del programma.

Criteri di ammissibilità

I candidati ammissibili sono le PMI registrate in Turchia con almeno un anno di attività e un modello di business sostenibile. Il progetto deve avere uno scopo preciso per migliorare la capacità competitiva e dimostrare un budget realistico e risultati previsti. Sono incoraggiate le partnership con istituti, centri o centri di ricerca, ma i programmi devono dimostrare che il richiedente guida l'iniziativa e che esiste una collaborazione fattibile con le organizzazioni e i mercati coinvolti.

Checklist della documentazione

Grant Application Process: Timeline and Step-by-Step Guide

Begin with a clear project summary and a 1-page entry that states purpose, expected impact on markets, and how the product or invention aligns with the grant’s goals. Use this entry to drive the full proposals and keep the enterprise focused throughout the process.

Timeline and Preparation

1. Month 0–1: verify eligibility and read the current call on the KOSGEB portal; assemble a small team of entrepreneurs, researchers, and a finance lead.
2. Month 1–2: draft the entry, gather information on the product or invention, confirm the purpose and expected impact on markets.
3. Month 2–3: prepare the financial plan, cost categories (manufacturing, training, equipment) and a risk register.
4. Month 3: compile documents (business registration, financial statements, licenses, patents or inventions, support letters from foundations).
5. Month 3–4: assemble the full proposals, outline training elements for staff and entrepreneurs, and map project milestones.
6. Deadline: submit all applications through the portal before the cut-off and save confirmations.

Step-by-step Guide

1. Identify the grant call that matches your general purpose and business model; verify eligibility criteria for their sector and stage of development.
2. Prepare a concise 1-page entry that states purpose, expected impact on product lines, and alignment with your enterprise’s growth plan.
3. Develop full proposals that detail the technical approach, underlying science or research, and how manufacturing steps will scale for markets.
4. Draft a robust budget covering all costs, including training programs for their team, equipment, testing, and potential manufacturing upgrades.
5. Include a risk and mitigation plan, with milestones and clear success metrics tied to their research results and product readiness.
6. Gather supporting documents: registration certificates, financials, intellectual property status, letters of support from foundations or partners.
7. Prepare appendices: product sketches, prototypes, testing data, and any information that demonstrates feasibility.
8. Submit the applications online, ensuring all fields are complete and attachments meet size limits; confirm receipt.
9. Monitor the portal for any information requests and respond within the allotted timeframe; once approved, review terms and sign the agreement; begin work on the project.

Grant Types for Startups: Coverage, Caps, and Use of Funds

Begin with a practical pick: target grant types that maximize coverage for your microsmall activity in turkish industrial manufacturing or services, and align this with your period of development. Gather information from organizations and foundations in the country to verify conditions, eligibility, and application windows. Use a compact table to compare options by program name, coverage, caps, and allowed uses, and keep a record of open applications and closed deadlines. Consider how andor collaboration with universities can boost eligibility for science-led projects.

Coverage and Caps

Programs commonly offer coverage for equipment, prototypes, testing, certification, software, and direct labor tied to the project. Typical coverage ranges from 40% to 60% of eligible costs, with per-project caps between 100,000 and 1,000,000 TRY. Higher coverage tends to apply when the project has strong science or industrial impact and when partnerships with foundations or universities are involved. If you plan a microsmall activity in manufacturing, look for programs that weight hardware and pilot lines, not only consulting. Name the program in your submission and map costs to eligible categories to meet the stated conditions. Applications often stay open for a defined period, and some rounds close early if the allocation is exhausted. Successful startups use milestones to guide spending and keep the information aligned with the table.

Use of Funds and Compliance

Eligible uses typically include equipment purchase, software, testing, certifications, pilot production, and staff training linked to the project. Non-eligible costs usually include general marketing, overhead not tied to the project, and routine maintenance. Procurement rules may require competitive bidding and local suppliers; keep records to demonstrate compliance and enable audits by the funding organizations. If you receive support, monitor the period of performance and milestone reporting; fail to meet milestones can lead to revocation or need to close the grant. Prepare a detailed spend plan, ensure it aligns with the funding table, and maintain clear information about vendors and invoices. This approach enables faster scale for microsmall actors and supports country-wide manufacturing and industrial activity.

Successful implementations rely on precise documentation and timely reporting.

Loans from KOSGEB: Eligibility, Interest Rates, and Repayment Terms

Apply now if your domestic enterprise meets the basic eligibility criteria and has a robust plan to scale manufacturing and technology projects. KOSGEB offers support as loans andor grants through its programs, so align your request with the most suitable option for your growth path.

Eligibility

To qualify, your country of operation must be Turkey and your enterprise must be registered and active. Their application rests on a solid year plan that shows viability and growth potential. The institutes and chambers network reviews the file, with officials cross-checking the number of employees, the age of the company, and whether previous loans were closed. Each proposal should include a detailed project description, a cost table, and a timeline covering months and milestones. The thematic focus matters: projects in science, technology, and invention areas that strengthen domestic manufacturing receive stronger consideration. A valid training plan, evidence of studies or pilots, and a clear path into production are required, along with a product roadmap and market assessment. Conditions vary by program, but all applicants must demonstrate a sustainable cash flow, profitability potential, and willingness to comply with reporting and audit requirements.

Additionally, ensure the enterprise is not in a closed status on public records, and present a plan that can be monitored by local authorities. The zone where you operate can affect eligibility, so coordinate with the chamber and the relevant institute in that zone to confirm your standing and to prepare the required documents, including a table of costs and milestones. All communications rely on the their contact points; keep the message clear and consistent across the program, the institutes, and the chambers.

Interest Rates and Repayment Terms

Rates are set per program and may be fixed for a defined period, commonly 12, 24, or 36 months, then adjusted based on performance and collateral. The table of terms on the official portal shows the exact rate bands and any reduction for training, inventions, or export potential. Repayment schedules use monthly installments with a typical horizon of 12 to 60 months, depending on project size and risk assessment. Grace periods of several months can be offered for capex-heavy plans; confirm the exact duration in the program guidelines. Collateral requirements vary; many applicants use guarantees via chambers or state-supported institutes to improve approval odds. Prepare a repayment plan that aligns with your production cycles into the product launch year, and ensure your cash flow demonstrates a path to profitability. If you operate in a designated zone, tie the schedule to your domestic sales forecasts and potential research collaborations with science and technology partners.

Innovation and R&D Support: Prototyping, Testing, and Certification Programs

Apply now to KOSGEB’s prototyping and testing programs to accelerate your product development and bring domestic innovations to market faster.

With these options, enterprises–from microsmall startups to established manufacturers–gain access to advanced facilities, flexible funding, and certification pathways that align with sectors across Turkey and export ambitions.

1. Prototyping support
   • Scope: Rapid prototyping for hardware and software-enabled products across manufacturing, consumer devices, automotive components, and related sectors.
   • What you receive: access to advanced equipment at operating centers, materials sponsorship, and design reviews to validate concepts quickly.
   • Who can apply: entrepreneur, enterprise, microsmall or domestic teams that operate legally and are affiliated with foundations or training networks.
   • How to apply: prepare a concise project brief, technical roadmap, budget, and milestones; submit as part of a formal proposals package via the online applications portal.
   • Timeline expectations: initial concept alignment in 2–4 weeks, followed by full prototyping cycles of 4–8 weeks depending on complexity and sector needs.
   • Practical tip: place an order for prototyping services through your KOSGEB account to reserve equipment time and ensure priority scheduling at centers.
2. Testing and certification support
   • What it covers: access to domestic laboratories for performance, safety, and interoperability tests; guidance to align with national and international standards; support to obtain a certificate of conformity for your product.
   • Benefits: reduces risk before mass production, strengthens market readiness, and enhances credibility with customers and partners.
   • Who benefits: any enterprise pursuing new products or line extensions that require formal test results before market entry.
   • Process note: document test plans, record results, and attach them to your proposals to streamline approvals and certification steps.
3. Proposals and applications best practices
   • Focus areas: clearly define problem statements, target sectors, and expected impact on domestic manufacturing and export potential.
   • Required content: technical objectives, milestones, budget breakdown, risk assessment, and a realistic timeline that demonstrates value for each phase.
   • Collaboration: show legal establishment and any affiliated partners (universities, foundations, or training centers) to strengthen the proposal.
   • Submission tips: tailor proposals to specific programs, emphasize scalability, and include a robust training plan for staff involved in operating the prototype and tests.
   • Outcome goals: aim for a certificate of completion for prototyping stages and progress toward a formal certification plan for the final product.
4. Collaboration and network options
   • Networks: engage with affiliated universities, research centers, and foundations to access shared facilities and expertise.
   • Legal and organizational forms: work through established legal entities and establishments to qualify for broader KOSGEB support.
   • Training and capacity: leverage training centers to upskill the entrepreneur and team, accelerating readiness for manufacturing and certification processes.
   • Geographic reach: utilize centers across turkey to align with regional strengths in sectors such as manufacturing, automotive, and consumer electronics.
5. Implementation plan and progression
   • Roadmap: draft a clear path from concept to prototype to testing, with defined milestones and measurement criteria for each step.
   • KPIs: track prototype success rate, test pass rates, and the number of certificates issued as you advance through establishment stages.
   • Scale-up: upon successful prototyping and certification, pursue additional funding or loans to expand production lines or enter new markets in Turkey and abroad.
   • Monitoring: maintain regular reviews at centers and with affiliated partners to ensure alignment with sector needs and regulatory changes.

Industry Focus Programs: Which Sectors Receive KOSGEB Support

Target sectors with active Industry Focus Programs and a strong domestic market: machinery and equipment, automotive components, electronics and ICT, food processing, textiles and apparel, furniture, software and IT services, renewable energy technologies, agribusiness, and health tech. Turkish entrepreneurs should start by selecting the line of business that aligns with the program focus and demonstrates real market demand.

These programs are coordinated at the national level through KOSGEB and affiliated organizations, including chambers, unions, and local partners. They use clearly defined program lines and provide general information about eligibility, required documents, and the range of services available to supported ventures. Current calls are published by the national office and updated regularly, so you should check official channels for the latest data.

An entrepreneur should verify eligibility and access the program information and services that support scale and export readiness.

Entrepreneurs should compare sector priorities and select the line that best fits their business model. The number of supported projects varies by sector and year, so targeting a high-potential line increases the chance of a successful outcome and access to financing and advisory services. Each cycle is determined by budget and market needs, with some calls closed to new applicants.

Key Sectors Receiving Support

Machinery and equipment; automotive components; electronics and ICT; food processing and agrifood; textiles and apparel; furniture and wood products; software and IT services; renewable energy technologies; and health tech and medical devices are common focus areas. Turkish SMEs in these sectors can access tailored coaching, grant and loan options, and services through national programs, with the number of affiliated organizations, chambers, and unions coordinating support.

The number of projects supported per sector depends on available budget and evaluation results.

Access and Preparation Tips

Review program information published by KOSGEB and affiliated organizations, including chambers, industry associations, and unions. Gather a solid business case with the product name, line of business, and clear domestic market demand. Highlight inventions or unique features that differentiate your products in the market, and outline production capabilities, testing plans, and required equipment. Prepare a detailed investment plan, job creation projections, and a timeline aligned with the chosen program line. Engage with chambers and affiliated organizations early to understand eligibility, required documents, and potential partners, and attend information sessions to confirm current calls and any regional variations.

Post-Approval Compliance: Reporting, Audits, and Renewal Opportunities

Set up a quarterly reporting calendar and a concise pre-submission checklist to ensure compliance and improve outcomes for their projects, with attention to entrepreneurs seeking growth into new markets. For KOSGEB-supported projects, follow program-specific templates and deadlines to align with Turkey’s public-institute requirements.

The purpose of post-approval compliance is to document progress, safeguard public funds, and strengthen the country’s program portfolio across markets. Track milestones, budget utilization, updates on products, and training results; define high-quality metrics such as milestone completion rate, cost per product, and user adoption. Use rapid, clear narratives supported by data files to accelerate exchanges with their program institutes and auditors.

Submit reports into the official portal maintained by public institutes in Turkey, whose name varies by program. Attach high-quality data files (CSV for metrics, PDFs for narratives) and reference thematic studies that tie activities to tangible outcomes. Maintain a single source of truth for each project to streamline reviews and ensure consistency across their documentation.

Reporting Requirements and Best Practices

Prepara un set standardizzato di documenti per ogni progetto: dati finanziari trimestrali, aggiornamenti sulle milestone, registro dei rischi, ricevute di approvvigionamento e indicatori di impatto. Il portale richiede una breve sintesi, un confronto tra budget e dati effettivi e una narrazione su come i prodotti entrano in nuovi mercati. Mantieni tutte le voci accurate e tracciabili, con nomi degli autori e timestamp chiari per consentire audit rapidi.

Sviluppare una dashboard agile che copra gli indicatori principali: avanzamento rispetto al piano, tasso di consumo e qualsiasi modifica all'ambito o al team. Ciò supporta decisioni rapide a livello di paese e aiuta gli istituti a monitorare più programmi contemporaneamente.

Audit, revisioni e opportunità di rinnovo

Le revisioni seguono un programma basato sul rischio e possono essere attivate da variazioni significative o reclami. Mantenere una traccia di controllo completa: approvazioni firmate, ricevute, modifiche ai budget e previsioni aggiornate. Rispondere alle richieste entro i tempi indicati negli avvisi per evitare ritardi. La forza della conformità dipende dall'integrità dei dati e dalla comunicazione tempestiva, quindi mantenere aggiornato lo stato del portale e tutta la documentazione accessibile.

Le opportunità di rinnovo variano a seconda del programma e del paese, e le domande di rinnovo sono gestite da istituti pubblici in Turchia, il cui nome varia a seconda del programma. Prepara un piano aggiornato che mostri come le attività in corso miglioreranno i prodotti e si espanderanno in mercati aggiuntivi, con una chiara narrazione sugli esiti degli studi tematici. Un pacchetto di rinnovo include in genere un riepilogo, un budget e una previsione rivisti, le tappe fondamentali attuali, gli insegnamenti appresi e una valutazione dei rischi. I tempi di solito vanno dai 60 ai 120 giorni dopo la presentazione, quindi invia la domanda in anticipo e mantieni scambi continui con i responsabili del programma per colmare rapidamente le lacune. Assicurati che ogni voce sia in linea con lo scopo dichiarato e dimostri l'impatto e la sostenibilità per la fase successiva.